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Things to Know Before Getting a Safe Deposit Box

Posted on January 9, 2020 by Admin

In today’s electronic and digital age where nothing seems secure even though platforms guarantee for the latest security means and measures. Even the physical safes are no longer safe anymore. The deposit boxes now come with unique keys and some even have relics but a thief can always make a way in of anything. Then there is a bank vault, you can buy a locker for years and for specific periods of time for lifetime. And you have to pay for these vaults for as long as you keep them and if you don’t pay for it, they can have your things for good. And to get them back you have to pay a lot interest also, it requires a lot documentation to get your things back.

If you keep cash in the deposit box, well that can be a bad idea. For example, you have kept cash in the locker and your sibling met an accident, you cash instantly. If it is after hours, you cannot access it and if the bank is on holidays, again you cannot access them. Some banks even forbid for keeping cash in the vaults. Ever seen those movies where the whole bank is under a thread and the robbers get all the vaults and lockers in the bag because the vaults and the lockers have a master key. This situation happens with one in a million people, and never consider yourself too lucky, you can be that one person. And what’s the point on paying interest on that locker while having cash in it!

There are people who have more than one nationality and they have more than one passport which are very important for them and such information is very sensitive. And there a lot people who want to keep such liabilities in a deposit locker. If you are one those big shots, and have done the same thing, now you need to travel instantly for a meeting and you cannot access your locker because the bank is off or the bank is on holiday. It is a big turn off and you can have a loss of many things. Other than passports, people also keep different and important documents in the deposit lockers as well.

Such deposit lockers for banks can be safe but they have a lot of documentation as well as procedures. These commercial safes don’t give away lockers to anyone, one has to show that he/she is able to pay monthly for those lockers and they have insurance as well.

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